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Medical insurance in USA for international students is different from what you have in China and will be different from what American students have. Usually American students at the secondary schools have their health insurance under their family plan and international students should plan to buy insurance independently. Colleges and Universities offer more comprehensive health insurance plan to international students since they do have contract with big insurance company, however, the secondary schools in many cases do not offer this type of plan. Each individual student then should do research and find an appropriate on with good coverage. Price and coverage vary depending on plans.
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国际生所上的美国医疗保险不仅和国内差别很大,而且也不同于美国本土学生的医疗保险。通常美国中学生的保险计划是包含在整个家庭保险计划中的。而国际生需要单独购买。学院和大学提供给国际生更充分的医疗保险,因为他们和大的保险公司有合作关系。然而,初中学校在很多情况下却不提供这种医疗保险。每个国际学生需要自己做调查,找到适合自己的保险计划。价格和保险范畴由所购买的保险计划决定。
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建议尽快购买医疗保险,有的保险是会延期生效的,所以需要早办,以免需要就医时遇到麻烦。由于你是国际生,所以可以参考其他招收国际学生的学校给他们买的保险的种类。网上有一个,供你参考。
http://www.internationalstudentinsurance.com/student-health-insurance/
此外,给你一个森林湖中学护士的email,这是伊利诺伊的一所寄宿高中,对于国际学生保险他们经验很丰富:
Kathleen Conley: kconley@lfanet.org, 该校健康保险负责主任Sarah Collins: scollins@lfanet.org -
建议可以问下学校的老师,一般他们都会有相应的保险机构的。国际学生一般都是要求要购买医疗保险的!